What Happens After A Rental Car Accident In Las Vegas?
If you’re in Las Vegas and involved in a car accident while driving a rental car, what happens next? Do you know who is responsible for the damages? Is there someone to turn to for help after the accident? Below, we will discuss the steps you need to take after an accident while driving a rental car in Las Vegas. We will also talk about insurance coverage and how a car accident attorney can help you get through this difficult time.
The skilled car accident attorney at Cameron Law provides compassionate and personalized legal service to accident victims in Las Vegas, Nevada, and surrounding areas, including Henderson and Paradise. Consider speaking with our knowledgeable lawyer – Daven P. Cameron – to discuss your best course of action after a rental car accident.
Insurance Coverage in Rental Car Accidents
When it comes to rental car accidents, you can usually turn to your personal auto insurance policy for coverage. Your own insurer may cover any damages that do not exceed the limits of your policy, including medical bills and property damage resulting from the accident. However, there are certain exceptions when it comes to rental cars, so it is important to check with your insurer and rental company before signing any rental agreement.
In some cases, rental car companies may offer their own insurance policies that you can purchase at an additional cost. This ensures that if your rental car is in an accident, all of the costs are covered. It’s important to ask about these policies when making a reservation, as their terms and coverage vary from one rental company to another.
Is Rental Car Insurance Required in Las Vegas?
While drivers are required by Nevada law to carry a minimum amount of liability insurance coverage, rental car insurance is not required in Las Vegas or other parts of Nevada. While rental car companies typically provide coverage as part of a rental contract, the provided coverage amount is usually not enough to cover the victim’s losses and damages when major accidents occur.
But whose insurance coverage is primary if both the driver and the rental company have insurance? In Salas vs. Allstate (2000), the Supreme Court ruled that the driver’s personal insurance policy is primary, while the rental company’s insurance is secondary. In other words, the driver’s personal insurance policy pays first when an accident occurs.
What Happens After a Rental Car Accident in Las Vegas?
When it comes to rental car accidents, there are certain things that you should keep in mind. If you’re involved in an accident while driving a rental car, here are the steps you need to take:
- Contact the rental car company and follow their instructions. In some cases, they may require you to wait for an employee or representative to arrive at the scene before filing a claim with your insurance company.
- File a claim with your insurance company. Depending on your policy, you may be covered for damages exceeding the rental car company’s coverage.
- Contact a car accident attorney for help. If you’re injured in the accident, an attorney can help you get the compensation you deserve.
If you were injured in a rental car accident but do not know which insurance policy will cover you and what steps to take to obtain compensation, you might need to consult with an experienced Las Vegas car accident lawyer.
Reliable and Skilled Legal Guidance at Cameron Law
If you or someone you care about has been involved in a car accident while driving a rental car in Las Vegas, you could be entitled to compensation for your damages and losses. Figuring out what happens next and what to do after a rental car accident can be overwhelming, especially when recovering from your injuries. The skilled car accident lawyer at Cameron Law can provide you with the legal guidance you need and help you make informed decisions about your future. Get a free case review by calling our office at 702-745-4545.