Las Vegas Uber & Lyft Accident Lawyer
The rideshare revolution has found a home in Las Vegas, and from the airport to the casinos on the strip, it’s nearly as fast and often less expensive to grab an Uber or a Lyft than it is to hail a cab. Taxicab companies and Uber/Lyft drivers can both get you where you want to go for about the same cost and time, but there are significant differences. Taxi companies are likely to have more supervision over who they hire and retain to drive their cabs, and they have mechanics available to maintain their vehicles in good working order. The barrier to entry for Uber and Lyft drivers is considerably lower with little supervision, and each driver is responsible for their vehicle’s maintenance. The quality of car and driver can therefore vary greatly from rideshare to rideshare, while a taxi company will offer a more consistent experience.
What happens if you get into an accident with an Uber or Lyft driver? What if you are hurt as a passenger in a rideshare vehicle, or what if you are the rideshare driver who gets hit and thinks the other driver is at fault? Questions about liability, fault, and who is responsible to pay for damages can get more complicated when a company like Uber or Lyft is involved, making it all the more important that you get hold of an experienced and successful car accident attorney to help you. If you’ve been injured in an accident involving an Uber or Lyft in Las Vegas, North Las Vegas, Henderson, Paradise, or Spring Valley, Cameron Law can help. Call our experienced Las Vegas Uber & Lyft accident lawyer today.
Insurance Requirements for Rideshare Accidents
People who drive for Uber or Lyft drive their own cars and are responsible for maintaining liability insurance like every other Nevada driver, which at a minimum requires drivers to carry 25/50/20 liability coverage. This coverage amounts to $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 per accident for property damage. This insurance should cover accidents created by rideshare drivers who cause a wreck on their own time, meaning they are not logged into the Uber or Lyft app.
If the driver does happen to be logged into the app at the time of the crash, meaning they were available to take a fare, additional insurance coverage comes into play. Accident victims will first turn to the driver’s personal liability coverage, but if this insurance isn’t enough to cover their damages, then the rideshare company comes in with additional coverage of 50/100/25 ($50,000 per person and $100,000 per accident for bodily injury, plus $25,000 per accident for property damage). This coverage is available even though the driver was not transporting anyone and had not matched with a fare. You can expect the rideshare company’s insurer to try and avoid liability if they can, so make sure you have a talented car accident attorney on your side who can file the appropriate claims with each insurance company involved for maximum compensation.
If the driver is already transporting someone or has matched with a rider and is on the way to pick them up when a crash occurs, Uber and Lyft each cover their drivers with one million dollars in auto liability insurance. This policy covers other drivers, bicyclists or pedestrians hit by the rideshare driver, as well as rideshare passengers injured in the crash. This insurance will only be available if the rideshare driver is the one at fault, though. If you are a rideshare passenger, you know the accident isn’t your fault, but you’ll need an experienced car accident lawyer in your corner to find the negligent party and hold them accountable for your injuries.
Accidents Caused by Rideshare Drivers
The requirements to become a rideshare driver are fairly minimal and don’t involve any kind of skills testing or supervision. To drive for Uber, one must be of minimum driving age and have one year of driving experience, pass a background check, provide proof of insurance, and drive an eligible vehicle. To drive for Lyft in Las Vegas, one must be 25 years old with a valid driver’s license and an eligible insured vehicle, and possess both a Nevada state and Clark County business license. Lyft initially conducts a 23-point vehicle inspection but after that, drivers are left on their own to keep their cars in good shape. Lyft will also check in on their drivers’ driving records and criminal records every three years to make sure they don’t have three or more accidents in the previous three years, no felony or gross misdemeanor driving offenses, no drunk or drugged driving convictions in the past seven years, or certain other convictions.
Uber and Lyft both lock out their drivers if they spend too much time on the app. Lyft, for instance, allows its drivers to give rides for a maximum of 12 hours in a 24-hour period, and drivers must take eight hours off after being in driver mode for 16 cumulative hours in a 24-hour period. However, nothing prevents a driver from maxing out their time on one app and then switching to the other without taking a break. Drivers can even log into both apps simultaneously to maximize their ability to match fares. These tricks increase the risk of distracted driving and drowsy driving accidents for Uber and Lyft drivers.
Contact Cameron Law Today
Rideshare accidents can be complex; a car accident attorney from Cameron Law can help sort out who was at fault, which insurance applies, and handle complicated issues involving liability, damages and comparative negligence. If you were injured as an Uber or Lyft driver or passenger, as a driver of another car, or as a pedestrian or cyclist hit by an Uber or Lyft, Cameron Law can help. Contact our experienced Las Vegas rideshare accident lawyer today.