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Las Vegas Personal Injury Lawyer > Blog > Personal Injury > Dos And Don’ts When Dealing With An Insurance Company After An Accident

Dos And Don’ts When Dealing With An Insurance Company After An Accident


After being involved in an accident, the process of dealing with an insurance company can be daunting. It is important to know what steps to take—and which steps to avoid—in order to ensure you are treated fairly and get the compensation you deserve.

If you are injured in an accident, you will most likely be dealing with an insurance company. You might need legal help and guidance from an experienced lawyer to ensure that your rights are protected throughout the insurance claims process. Our Henderson personal injury lawyer at Cameron Law can help you navigate the legal process and do what is necessary to maximize the compensation you receive.

3 Things to Do When Dealing with an Insurance Company

When dealing with an insurance company, try your best to do the following:

  1. Inform the insurer immediately. If you’ve been in a car accident or suffered any other kind of injury that could make you eligible for coverage from your insurance policy, it’s important to inform the insurance company as soon as possible. This is especially true if you have reason to believe that the person who caused your injury was at fault. The sooner you inform them of your situation, the sooner they can begin processing your claim.
  2. Follow their instructions. Your insurer may ask that you provide additional information or documentation in order for them to process your claim. It’s important that you follow all the instructions they give so that there are no delays in getting your claim approved. This includes providing accurate and detailed information about the accident or injury and any medical treatments received afterward.
  3. Keep records of all communication. During the course of dealing with your insurer, it’s important to keep records of all conversations and correspondence between yourself and representatives from the insurance company, including emails and phone calls made or received on both sides. These records can be used as evidence should disputes arise later on down the road.

Taking these three steps can help you protect your rights when dealing with the insurer. Keep in mind that the insurance company must follow applicable state laws when responding to and processing your claim. Under Nevada Administrative Code § 686A.665, insurance companies are legally required to acknowledge the policyholder’s claim within 20 working days of receiving it.

3 Things to Avoid When Dealing with an Insurance Company

There are also some things you want to avoid when dealing with the insurer:

  1. Accepting their initial offer. Insurance companies often try to settle claims quickly by offering lowball settlements upfront, so it’s crucial not to accept this initial offer without consulting a lawyer first who can advise you on whether or not this settlement is fair given the circumstances surrounding your case.
  2. Signing anything without reading it. Before signing any documents sent by your insurer, make sure that you read over them carefully before signing off on anything as these documents could contain language which absolves them from responsibility should something unexpected happen down the line regarding your claim or settlement amount awarded by them after assessing all factors involved with your case.
  3. Agreeing verbally outside of writing. Whenever possible, try to ensure that any agreements made between yourself and representatives from the insurance company are documented via email or some other form of written communication instead of relying solely on verbal agreements which could be contested later on down the line if disputes arise between both parties involved in this matter.

There are many other mistakes that you should avoid when dealing with the insurance company. A skilled lawyer can help you avoid these mistakes to ensure that you receive the compensation to which you are entitled.

How a Lawyer Can Help You Deal with the Insurer

Having a lawyer representing you throughout this process can help tremendously when dealing with an insurance company after being involved in an accident. A lawyer will be able to assess each situation objectively while also making sure that all relevant details are included when submitting claims for payment from insurers who may try taking advantage of those unfamiliar with their legal rights in such matters by offering minimal settlements upfront without considering other extenuating factors at play here.

Let Our Lawyer Help You Deal with the Insurer

Dealing with an insurance company after being involved in an accident can be a complicated process but having knowledge about certain dos and don’ts when engaging in such matters goes a long way toward ensuring fairness throughout this ordeal. Our knowledgeable and results-driven lawyer at Cameron Law can help you understand what steps you should and shouldn’t take when dealing with the insurer in your specific situation. Call 702-745-4545 for a free case evaluation.



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